These Terms and Conditions (“Terms”) govern your access to and use of Lakshover (“we,” “our,” or “us”)’s website , and the services we provide, including but not limited to online courses, content, and resources related to personal finance education (collectively, the “Services”). By accessing or using the Services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not access or use our website or Services.

1. Account Creation and Responsibility

To access certain features of the website, such as enrolling in courses, you may need to create an account. You are responsible for:

• Providing accurate and complete information during the registration process.
• Maintaining the confidentiality of your account credentials, including your username and password.
• All activities that occur under your account.

You agree to notify us immediately if you suspect any unauthorized use of your account or if there are any security breaches.

2. Use of Services

You may only use the Services for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Services for any illegal activity or in violation of any applicable laws.
• To communicate with you regarding your account, course updates, and promotional offers (you can opt-out of marketing emails at any time).
• Copy, reproduce, distribute, or publicly display any content from our courses without our express permission.
• Attempt to gain unauthorized access to any part of the Services or website.
• Engage in behavior that could harm, disrupt, or interfere with the Services or website functionality.

3. Course Enrollment and Payment

By enrolling in a course, you agree to pay the applicable fees for the course, which will be displayed at the time of registration. We accept payment through the payment methods specified on the website.

4. Intellectual Property Rights

All content provided in our courses, including but not limited to text, videos, images, and materials, is the intellectual property of [Website Name] or its licensors and is protected by copyright, trademark, and other applicable laws. You are granted a limited, non-transferable, non-exclusive license to access and use the course content for personal, non-commercial use only. You agree not to:

• Copy, modify, distribute, or create derivative works based on any content provided as part of the Services.
• Reproduce or redistribute any course materials without prior written consent.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Lakshower is not responsible for any direct, indirect, incidental, special, or consequential damages arising out of your use or inability to use the Services, even if we have been advised of the possibility of such damages.

6. Disclaimers

The Services, including all course content, are provided "as is" and “as available,” with no warranties or representations of any kind. We do not guarantee the accuracy, completeness, or reliability of any course content, and we disclaim all liability for errors or omissions in the courses.

7. Privacy

Your use of the Services is also governed by our Privacy Policy. Please review it carefully to understand how we collect, use, and protect your personal information.

8. Termination

We reserve the right to suspend or terminate your access to the Services at any time, without notice, for any reason, including but not limited to violations of these Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.